![]() ![]() This account, with much much much less than my primary bank is actually outperforming my primary and has already earned $0.12 interest in its 2 months of existence. If she's low on funds and needs help with gas for her car, I simply move the funds from her account into my home savings. So, I drop her "payment" into this account. ![]() My other savings account is used to hold funds for my mother who comes to my home and gets my son on the school bus. My primary bank, is currently at 0.01% with a similar balance and has only earned about $0.20 in the same amount of time. In the 6 months of this accounts life, the APR started off at 1.6% and is currently at 2.0% earning a massive $28, to date. Taking advantage of the, now, 2% interest rate. My 1 savings account, is being used to save for my down payment to a future home purchase. I use my credit cards as debit cards so that no one, besides my landlord has this account information. I don't take advantage of the cash back on this account. My landlord gets their check on time without fail. It does take a few days between my bank and discover bank for the transfer. I am able to transfer funds from my primary bank into this account seamlessly. I use this checking account to only pay my landlord. And looking forward to earning my cash back match soon, which with the standard cash back match will be just over $600! Take advantage of their 5% categories each quarter. Have gotten 2 credit line increases, by my request. I have 1 credit card with them as well as 1 checking account and 2 savings accounts.
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